9+ キャッシュカード使い方 For You

クレカやデビットカード一体型のキャッシュカードは要注意！ OTONA LIFE オトナライフ Part 2 from otona-life.com

Introduction

Are you planning a trip to Japan? If so, you'll need to know how to use your cash card to make purchases and withdraw money. Japan is a cash-based society, and many places don't accept credit cards. But don't worry, using your cash card is easy once you know how.

What is a Cash Card?

A cash card, or "genkin kado" in Japanese, is a debit card that allows you to withdraw money from ATMs and make purchases at stores. Most banks in Japan offer cash cards to their customers, and they can also be obtained at post offices and convenience stores.

How to Get a Cash Card

If you have a bank account in Japan, you can usually get a cash card from your bank. Some banks may require you to have a residence card or proof of address in Japan. If you don't have a bank account, you can get a cash card from a post office or convenience store. You'll need to provide identification and fill out an application.

Using Your Cash Card at ATMs

ATMs in Japan usually have an English option, so don't worry if you don't speak Japanese. To withdraw money, insert your cash card into the ATM and enter your PIN. You can usually withdraw up to 100,000 yen at a time. Some ATMs may charge a fee for using a cash card from a different bank.

Using Your Cash Card at Stores

To use your cash card at a store, look for the "cashless" or "credit card" symbol. This indicates that the store accepts cash cards. When you're ready to pay, tell the cashier you want to use your cash card. They'll usually ask you to insert your card into the card reader and enter your PIN. Some stores may have a minimum purchase amount for using a cash card.

Benefits of Using a Cash Card

Using a cash card is convenient because you don't have to carry around a lot of cash. It's also safer because if your card is lost or stolen, you can easily cancel it and get a new one. Additionally, many ATMs in Japan are available 24 hours a day, so you can withdraw money anytime.

Precautions When Using Your Cash Card

Be careful when using your cash card in crowded areas, as there have been instances of theft. Keep your PIN number confidential and cover the keypad when entering it. Also, be aware of ATM skimming devices, which can steal your card information. Check the ATM for any suspicious devices before using it.

What to Do If Your Cash Card is Lost or Stolen

If your cash card is lost or stolen, contact your bank or the card issuer immediately to cancel the card. They can issue you a new card and transfer your funds to the new card. It's important to report the loss or theft as soon as possible to prevent unauthorized use of your card.

Conclusion

Using your cash card in Japan is easy and convenient. Just remember to keep your PIN confidential and be cautious when using your card. With these tips, you'll be able to use your cash card confidently and enjoy your trip to Japan!